The human economy is much different to the socialist and communal economies of their neighbors. In lieu of taxes and subsidies the human opt for interest on loans. The Consortium acts as a bridge between the disparate Hyla and Albinid thus furthur increasing costs of controlled commodities.
Instead of a government collective the humans invest their money into the market. This money is then used to provide loans to human and Khor for the purchase of whatever they want. The loan is contingent on an item being held as collatoral.